October Effect Ltd | Trusted Financial Advisory Services in Virginia Beach

Frank Tehel

President, CEO, Senior Portfolio Manager

For the last 44 years, I have maintained a fee-based financial planning practice and investment advisory

services encompassing multi-generational estate planning, portfolio coordination, business succession planning and non-qualified retirement income planning.

I have also maintained an active income tax practice providing advisory and tax planning services including

estate tax planning, business planning and retirement tax planning.

My process involves using my professional financial planning expertise to help identify and then

minimize our clients' problems.

My academic and professional accomplishments include:

Postville High School, Iowa 1964
Advanced Electrician (USN) 1971
Bachelor of Science, Accounting (ODU) 1975
CERTIFIED FINANCIAL PLANNER TM (CFP) 1982
Enrolled Agent (EA) (IRS Exam) 1983
Master of Science in Financial Services (MSFS) 1991
Chartered Life Underwriter (CLU) 2000
Master of Science in Financial Analysis (MSFA) 2006
Chartered Retirement Planning Counselor SM (CRPC) 2007
CERTIFIED TAX PLANNER (CTP) 2024

I became involved in business and personal planning upon graduating from Old Dominion University in 1975 with a Bachelor of Science in accounting.

It has been my experience that financial and tax planning is not completed in a single setting or a single year, it is an ongoing project.

My focus is on building long lasting relationships with great attention to detail, thereby creating interminable

client benefits.

I was fortunate to have married the former Beverly Skinner and continue to enjoy spending time with her two

children and three grandchildren. All of us are avid golfers and I also enjoy ballroom dancing.

Other community activities include my involvement with the Tidewater Chapter of Financial Planning Associates,

Toastmasters International Club 686, Old Dominion University Alumni Association, Cypress Point Golf Association, the Norfolk Sports Club, Norfolk Host Lions Club and an Elder at Bayside Presbyterian Church.

October Effect, Ltd.

One Columbus Center Suite 651A
Virginia Beach VA 23462

(757)-390-3341

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of October Effect, Ltd., and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by October Effect, Ltd., a Registered Investment Advisor in the State of Virginia. Insurance products and services are offered through Frank Tehel, Independent Agent, an affiliated company. October Effect, Ltd., and Frank Tehel, Independent Agent, are not affiliated with or endorsed by the Social Security Administration or any government agency and are not engaged in the practice of law.

The presence of this website shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Virginia or where otherwise legally permitted. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions.

Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former clients. They should not be construed as an endorsement or testimonial from any of the persons ion the photograph.