Empowering your financial future is our business.

To get started, select an advsisor.

We are a Registered Investment Advisor firm, servicing the Tidewater, Virginia area since 2015 as a fiduciary.

The Five Keys to Your Future Dreams

Do you see a dream in your mind's eye for retirement and wonder how to make it REAL?

These five keys are the roadmap to making your dream a reality.

Key One

What wakes you at night? Get your risk tolerance number in a 3-page report.

Key Two

If I stop working now, can I live my dream? Contact us to discuss your Risk Tolerance Report and discover your Risk Capacity Score.

Key Three

Will my current assets survive the next down-market? Check to receive your portfolio analysis report including risk score, diversification, and attribute details.

Key Four

Protection from these nightmares:

IRS, Down Markets, Bad Luck, Long Term Care, Death or Divorce

Key Five

The dream of finding a good advisor.  Is it too good to be true? Schedule a 1:1 review with one of our trusted advisors to find out.

Frank Tehel
President, CEO, Senior Portfolio Manager

O: 757-390-3341

F: 757-497-2883

E: frank.tehel@oet.email

Book Time with Frank

Work with Frank
Kevin James, MBA
Investment Advisor Representative


O: 757-390-3335

F: 757-497-2883

E: kevin.james@oet.email

Book Time with Kevin J

Work with Kevin J

Meet the October Effect, Ltd. Team

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

More About Our Team

What We Offer

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Tell Us How We Can Help You Today

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" The conventional view serves to protect us from the painful job of thinking "

— John Kenneth Galbraith

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